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Get pre-approved for a loan before you start shopping for a home. You don't have to pay for pre-approval through HomeAdvisor, and you'll get a head start on finding a loan. If you take the time to get pre-approved:
- You know how much you can borrow, so you don't waste time looking at properties you can't afford.
- You have an edge when you make an offer, because the seller knows you're likely to get a loan and close the deal.
- You save time on closing your loan, because you've already assembled your paperwork.
It only takes about 15 - 60 minutes to get pre-approved through many online lendors. You can also visit each lender in person, but qualifying this way will take longer.
- Get pre-approved online
You can use internet to shop for rates and get pre-approved based on the loan programs and lending criteria.
- Refinance your loan online
You can shop for competitive rates from online lenders.
- Apply for a second mortgage
Compare rates and loan programs offered by different lenders.
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